About Kintana Stop Loss
Kintana Health is both a high-touch MGU that partners with our TPA & broker clients by providing direct access to our Chief Underwriter while also having access to a wide array of A+ carriers to offer the best set of options. We bring decades of Stop Loss experience to our clients and find the perfect fit for each group based on a data-driven approach. As a direct underwriter, we provide flexibility, creativity and impeccable service. In addition, our other carrier relationships provide larger scale, off the shelf offerings that we can utilize in the appropriate situation. By having the best of both worlds, we cover all of the bases to ensure the best possible options in the industry.
Stop Loss
A+ MGU Direct Underwriting
Kintana Stop Loss represents A-rated carriers with direct access to our underwriting team providing tailored and innovative setups.
Access to top Reinsurance partners
We provide creative, flexible stop loss solutions that enable self-funded groups to access solutions that are not typically available through direct writers.
Large Book with Purchasing power
We have other carrier partners so that we can act as a panel on our client's behalf to optimize and tailor the setup with the best possible pricing.
Case Study
Challenge
- 800 life self funded group that was growing through acquisition
- Faced a 25% renewal increase with a new $275K laser
- Wanted to ensure best setup to minimize risk while ideally reducing premium without a laser
Solution
- Analyzed current stop loss setup and identified areas to improve upon to reduce exposure
- Requested quotes from our direct MGU and from our extended carrier market partners
- Presented the broker with various stop loss options with negotiated rates and best possible terms
Results
- Solution resulted in lowering premium by 5% without a laser exceeding the group's expectations.